/* Finanzierung – ergänzt css/index-neu.css */

.fn-hero .nx-hero-sub{max-width:600px}

/* Intro */
.fn-intro{padding:clamp(72px,9vw,120px) 0}
.fn-intro-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:clamp(32px,5vw,72px)}
.fn-intro-grid p{color:var(--off-muted);line-height:1.75;font-size:16px;margin-bottom:16px}
.fn-intro-grid p:last-child{margin-bottom:0}
.fn-intro-grid strong{color:var(--off-ink)}

/* Benefits (3) */
.fn-benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:10px;overflow:hidden;margin-top:56px}
.fn-benefit-card{background:var(--bg);padding:32px 26px}
.fn-benefit-card span{display:block;font-family:var(--display);font-weight:800;font-size:26px;color:var(--accent-soft);opacity:.7;margin-bottom:14px}
.fn-benefit-card h3{font-size:17px;font-weight:700;margin-bottom:8px}
.fn-benefit-card p{color:var(--muted);font-size:14px;line-height:1.6}

/* Rechner */
.fn-calc{padding:clamp(72px,9vw,120px) 0}
.fn-calc-card{display:grid;grid-template-columns:1.1fr 1fr;gap:clamp(32px,5vw,72px);align-items:center;background:var(--graphite);color:var(--ink);border-radius:16px;padding:clamp(32px,4vw,56px)}
.fn-calc-content p{color:var(--muted);margin-top:16px;line-height:1.7;font-size:15.5px}
.fn-calc-box label{display:block;font-size:12.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.fn-input-wrap{position:relative;margin-bottom:24px}
.fn-input-wrap input{width:100%;padding:14px 40px 14px 16px;border:1px solid var(--line);border-radius:10px;font:inherit;font-size:18px;font-weight:700;color:var(--ink);background:rgba(255,255,255,.05)}
.fn-input-wrap input:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(216,58,57,.18)}
.fn-input-wrap span{position:absolute;right:16px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:700}
.fn-result-box{background:rgba(255,255,255,.05);border-radius:12px;padding:24px}
.fn-result-box span{display:block;font-size:12.5px;color:var(--muted);margin-bottom:8px}
.fn-result-box strong{display:block;font-family:var(--display);font-weight:800;font-size:clamp(30px,3.2vw,42px);color:var(--accent-soft)}
.fn-result-box p{color:var(--muted);font-size:13px;margin-top:8px}

/* Creditplus */
.fn-partner{padding:clamp(56px,7vw,88px) 0}
.fn-partner-card{display:grid;grid-template-columns:1.3fr 1fr;gap:clamp(32px,5vw,56px);align-items:center;background:var(--blue);color:#fff;border-radius:16px;padding:clamp(32px,4vw,52px)}
.fn-partner-card h2{font-family:var(--display);font-weight:800;font-size:clamp(24px,2.6vw,34px);letter-spacing:-.02em;margin:8px 0 12px}
.fn-partner-card p{color:rgba(255,255,255,.82);line-height:1.7;font-size:15.5px;margin-bottom:12px}
.fn-partner-card .nx-kicker{color:rgba(255,255,255,.75)}
.fn-partner-card .fineprint{font-size:12.5px;color:rgba(255,255,255,.6)}
.fn-partner-highlight{text-align:center;background:rgba(255,255,255,.1);border-radius:14px;padding:32px}
.fn-partner-highlight strong{display:block;font-family:var(--display);font-weight:800;font-size:clamp(40px,5vw,60px);letter-spacing:-.02em}
.fn-partner-highlight span{display:block;font-size:16px;font-weight:600;margin-top:4px}
.fn-partner-highlight small{display:block;font-size:12.5px;color:rgba(255,255,255,.7);margin-top:8px}

/* Ablauf */
.fn-process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:10px;overflow:hidden;margin-top:56px}
.fn-process-card{background:var(--off);padding:30px 24px}
.fn-process-card strong{display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--blue);color:#fff;font-size:14px;font-weight:700;margin-bottom:16px}
.fn-process-card h3{font-size:16px;font-weight:700;margin-bottom:8px;color:var(--off-ink)}
.fn-process-card p{color:var(--off-muted);font-size:13.5px;line-height:1.6}

/* FAQ */
.fn-faq{padding:clamp(72px,9vw,120px) 0}
.fn-faq-list{max-width:760px;margin:48px auto 0;display:flex;flex-direction:column;gap:12px}
.fn-faq-item{background:#fff;border-radius:10px;box-shadow:0 0 0 1px rgba(20,20,20,.07);overflow:hidden}
.fn-faq-item summary{cursor:pointer;list-style:none;padding:20px 24px;font-weight:700;font-size:15.5px;display:flex;align-items:center;justify-content:space-between;gap:16px;color:var(--off-ink)}
.fn-faq-item summary::-webkit-details-marker{display:none}
.fn-faq-item summary::after{content:"+";font-size:20px;font-weight:400;color:var(--off-muted);transition:transform .25s}
.fn-faq-item[open] summary::after{transform:rotate(45deg)}
.fn-faq-item p{padding:0 24px 20px;color:var(--off-muted);line-height:1.65;font-size:14.5px}

/* Berater-Mini-Karten */
.fn-experts{padding:clamp(56px,7vw,88px) 0}
.fn-experts-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.fn-expert-card{display:flex;align-items:center;gap:16px;background:#fff;border-radius:12px;padding:20px;box-shadow:0 0 0 1px rgba(20,20,20,.06)}
.fn-expert-card img{width:58px;height:58px;border-radius:50%;object-fit:cover;flex:0 0 auto}
.fn-expert-body{flex:1 1 auto;min-width:0}
.fn-expert-body span{display:block;font-size:12px;color:var(--off-muted);margin-bottom:2px}
.fn-expert-body strong{display:block;font-size:15px;font-weight:700}
.fn-expert-actions{display:flex;gap:6px;flex:0 0 auto}
.fn-expert-actions a{width:34px;height:34px;border-radius:50%;background:var(--off);display:grid;place-items:center;font-size:14px;transition:background .2s,transform .2s}
.fn-expert-actions a:hover{background:var(--accent);transform:translateY(-2px)}

@media(max-width:1000px){
  .fn-intro-grid{grid-template-columns:1fr}
  .fn-benefit-grid,.fn-process-grid{grid-template-columns:1fr 1fr}
  .fn-calc-card,.fn-partner-card{grid-template-columns:1fr}
  .fn-experts-grid{grid-template-columns:1fr}
}
@media(max-width:640px){
  .fn-benefit-grid,.fn-process-grid{grid-template-columns:1fr}
}